Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

“The reality is you actually have many credit scores, and buy now, pay later is going to be included in FICO10 and FICO10T, ...

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Lenders often have minimum credit score requirements for personal loans, but there isn’t one minimum score every lender uses.

With first-time homebuyers dropping to a record low this year and the average new buyer now reaching 40 years old, experts ...

Your credit score is more than just your spending history. It is a new invention designed to trap modern consumers.

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Learn how credit scores influence car loan interest rates in 2025.

Fannie Mae no longer requires borrowers to have a 620 minimum credit score if the loan is processed through its Desktop Underwriter system. As of Nov. 16, 2025, it joined Freddie ...